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Medical Risk Assessment Tools

By using sophisticated tried and tested medical algorithms, Healthwatch’s Black Box risk assessment solutions provide a fully automated medical underwriting process, allowing insurance companies to assess the level of medical risk presented by people with pre-existing conditions accurately, and to offer terms accordingly. This ensures companies can maximise sales opportunities and correctly rate the medical risks presented.
 
We have developed medical risk assessment solutions for the travel, private medical, annuities, life, critical illness and income protection business lines with a choice of implementation options. The risk assessment tools can also be used by employers for pre-employment medical risk screening.
 
We are very proud recipients of the Queen’s Award for Enterprise in the Innovation Section, awarded in recognition of the sustained commercial success of our pioneering approach to individual medical risk assessment over a period of years.

 

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